Personal injury insurance
All registered students are covered for personal injuries. The insurance provides coverage during your time at school and on practical placements that are a part of your studies. You are also covered during your commute to and from your institute of higher education or placement (unless a vehicle is involved, then you are covered by the vehicle's insurance). This insurance is free of charge, and you are covered automatically.
- For more details: Personal Injury Insurance for University Students in Sweden (kammarkollegiet.se)
- For international and exchange students: Insurance for exchange students in Sweden (Student IN) - Kammarkollegiet
Health and liability insurance
In addition to the personal injury insurance, you are also covered by the insurance "Student IN". The insurance covers the insured in Sweden for the duration of their studies or internship and is valid two weeks before and two weeks after the studies/internship, if the insured is in Sweden. The insurance is free of charge and valid for all international students coming to Dalarna to study full-time.
This insurance provides emergency medical or dental care, home transport, personal property coverage, third-party liability and legal protection.
- The insurance covers necessary and reasonable costs for maternity care in Sweden up to the end of the 20th week of pregnancy. The insurance also covers costs for abortion.
- For emergency dental care, compensation is limited to a maximum of SEK 4,000 per calendar year.
- Medical and dental care must always be documented with receipts or other evidence of the cost. The insurance only covers medicines prescribed by a doctor.
- The insurance covers the part of the patient fee that exceeds SEK 400.
- The insurance does not cover medical care for symptoms or illnesses that the insured had before travelling to Sweden.
The deductible is only for personal property coverage and is 1,500 SEK.
Insurance for exchange students in Sweden (Student IN) - Kammarkollegiet
European Health Insurance cardholders
If you are from an EU country, then you need to apply for a European Health Insurance Card in your country before you depart for Sweden. You will need this card when seeking medical care in Sweden.
How to claim insurance
- If you visit a health clinic, you pay the medical fee at the desk. If you are unable to pay the fee, ask the medical provider to send you the bill to your Swedish address. Please attach the invoice to the application form (see below) and hand it in or post it to the university reception.
- If you fail to send in the bill and the claim form, you will receive reminders from the hospital and eventually from Svea Inkasso, (a Debt Collector). If this happens, contact: support@du.se immediately. Svea Inkasso will charge you additional fees, which you need to pay yourself.
To claim insurance, you need to complete: the Claim Form - Exchange students in Sweden (pdf)
Enclose all original receipts and send them to:
Högskolan Dalarna
S-791 88 Falun, Sweden
Do not contact Kammarkollegiet directly.
Insurance for students going abroad
If you're a registered student at Dalarna University and will be studying or placed abroad through an exchange agreement or other type of agreement, you are covered by the insurance called Student UT.
The insurance is valid two weeks before and after your departure from Sweden. Student UT provides 24 hours a day, 7 days a week coverage in the country where you're studying or on a placement.
This insurance provides medical and dental coverage, home transport, personal property coverage, third-party liability and legal protection.
Family members
The University does not insure family members who are coming with you to Sweden. Be sure to secure insurance for them in your home country before your departure.
Proof of insurance for Swedish Migration Agency (Migrationsverket)
If you are asked in your application for a residence permit to prove that you have insurance coverage during your studies at Dalarna University, upload this file: Insurance Information (pdf).